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Many people wonder after being injured in a car accident whether or not they should hire a personal injury attorney. Insurance policies can be difficult to understand, and it can be easy to feel like you're being taken advantage of by large companies concerned with their bottom-line.

For accidents which do not result in personal injury, or only minor injury, a lawyer may not be of much benefit. If you follow the procedures laid down by your insurer, including documentation of your medical treatment, any missed days of work, and other related expenses, you should be able to be compensated rightly. The only time a lawyer may be of benefit in these cases is if you feel the insurance company is not following their end of the bargain by either delaying or ignoring your filings for compensation.

On the other hand, if you have sustained what is defined by law as a "serious bodily injury", it is usually a good idea to retain an experienced Morris County personal injury attorney. When you sue for compensation in this kind of scenario, there are several important factors to consider, factors which an experienced attorney will know how to navigate and best pursue a favorable outcome.

Proof of Fault

In order to recover compensation, you will need to prove that another driver's negligence was the cause of your injury. A personal injury attorney will consult with investigative experts in order to gather the evidence necessary to prove negligence. They will also know how to present that evidence to a court such that it shows a compelling and accurate account of what happened.

Comparative Negligence

Another factor to consider is that of New Jersey's comparative negligence laws. Comparative negligence is the idea that both parties may be at fault for an accident, and as such, compensation for injuries is reduced by a percentage equal to the percentage of fault the suing party is determined to have. If you are found to be more than 50% at fault, you cannot recover any compensation. A personal injury attorney will fight for your rights and make sure you are no more liable than what is factually accurate.

Pain and Suffering Recoveries

In serious injury cases, you may wish to seek compensation for the emotional and physical pain you have suffered as a result of your injuries. But how do you put a number on something like this, and how do you effectively quantify your suffering to a court of law? These are difficult things to do, but also extremely important, as in most serious injury cases, pain and suffering recoveries usually represent the majority of any possible settlement.

Lost Income and Future Losses

The last factor a personal injury attorney can help you with is the question of lost income and future losses. While showing what income you have lost as a result of your injury may be somewhat straightforward (missed days of work * what you would have earned working those days) the question of future losses is much more complex. What if you can no longer perform the duties required of you in your current job? What if your injury prevents you from promotion or added responsibilities at work? A personal injury attorney will have experience determining these abstract ideas, and be able to secure you the compensation you deserve for your future losses.

Contact a Morris County NJ Car Accident Injury Lawyer Today

If you or a loved one has been injured in any kind of accident, whether it be a construction accident, truck accident, motorcycle accident, dangerous premises and properties, or a defective product, the law offices of Smith & Doran has the experience and tenacity necessary to secure your future. To schedule a cost-free consultation, contact us online or through our Morristown offices at 973-261-6254 today.

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Smith & Gaynor, LLC
60 Washington Street, Suite 302
Morristown, NJ 07960

Phone: 973-532-2661
Fax: 973-292-9168
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